If you've ever come home to your rental unit after a night on the town and found your rental burglarized, you know how important it is to have renter's insurance to cover the theft of your personal property.
Stringent landlords with expensive rental properties and those entering long-term rental agreements may require their renters to provide proof of renters' insurance that covers property before they complete a residential lease agreement.
Renter's insurance in most states can protect the contents of rental units and help renters file claims in case of a policy-covered incident like theft, vandalism, natural disasters, and power outages.
Keep reading to learn more about renter's insurance basics for residents!
It doesn't legally require leaseholders to purchase an apartment or home renters' insurance, but some landlords do.
When residents need to buy renter's insurance to protect their belongings and property, it's essential to know what to expect.
Some landlords require their renters to get renter's insurance if they rent a residential housing unit for the following property types.
Insurance rates in the US can vary according to your state of residence. This means rates in one state can be drastically different than in others.
Renters moving from another state can expect to pay higher rates for renter's insurance rates as has the second-highest renter's insurance in the United States.
The renters' insurance experts at Chris Ken Services LLC Renters Insurance can talk to you about getting insurance for your personal property when you're a renter.